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Gicimu Insurance Agency

We are Your Preferred Agent.

Working with an insurance agent does not cost you extra. Our primary role as an insurance agent is to match the customer’s expectations to the underwriter’s reality. We do this through a number of ways such as determining client needs and effectively communicate policy information to clients.

Health Insurance

Health is one of the truly irreplaceable aspects. A lot of attention is currently dedicated to encouraging healthy life habits because doctors have known that it's better to keep in good health rather than to try fix it once broken. Some of the key sources of threats to our health include hereditary illnesses, communicable diseases, and lifestyle diseases. In addition to these threats, there is also always the risk of accidents occurring, accidents that may have short or long term implications to our health. In all these cases, a good health insurance policy can be the help we need should our health start failing.

Car Insurance

As you drive your vehicle, you need to know that you are protected in case anything happens to you. Better yet, you need to know that your car will be well maintained in the event that something happens while driving. Our motor insurance cover helps you protect you and your vehicle. How do we ensure your safety and your vehicle’s maintenance?

What is Insurance Coverage?

  Insurance coverage is the amount of risk, liability, or potential loss that is protected by insurance. It helps individuals recover from financial losses as a result of incidents, such as car accidents, damaged property, or unexpected health issues.

Welcome to Gicimu Insurance Agency website! We hope you will enjoy browsing through our website, and that you will find a lot of useful information here. We pay great attention to the quality of our products and services. You can find detailed information about our products and services online or contact our customer service team for help. Stay up to date with the latest news on our website and find out about all our special offers.

Our Services Include:

  1. Evaluating your needs – Evaluating your individual insurance needs and seeking the requisite insurance quotes for you. Based on our client’s business, property or vehicle to be insured, we arrange for insurance valuation, photography and obtaining a valuation report for coverage placement. 
  2. Premium assessment –  Conducting a comparative assessment of insurance coverage from different insurance companies to obtain for you the best premium rates, considerate limits and friendly coverage conditions alongside assisting you in making recommendations in an unbiased manner. 
  3. Administrative follow–up –  Providing you with the administrative follow-up including the issuance of certificates of insurance, delivery of policy documents, and review of asset schedules. 
  4. Advice on premiums discounting –  Always seeking for avenues to discount the client’s overall premiums through the combination of various insurance types to establish a basis for premium discounting. 
  5. Mid-policy Advisory –  Provision of revision advice during mid-policy terms or on policy renewal in case of material changes in the insurable interest. 
  6. Insurance Policy Education – Ensure client’s understand their  policy by offering explanations on premium computations, insurance terms, conditions, exclusions and any other small print that might not be seemingly clear to clients. 
  7. Claims processing – Ensuring that the claims process is fair, transparent and speedy for a positive customer experience.

Travel Insurance

This is a worldwide travel insurance package. It provides compensation relating to medical & other emergencies whilst travelling in or out of the                 country. Other emergencies may include Travel Delay, Repatriation of Travel                         Companion, and legal Expenses among many other. It also covers Pandemic as                     declared by WHO on Cancellation and Curtailment, Medical Expenses, Medical                          Evacuation or repatriation.
 

Home insurance 

 Home insurance covers your house and belongings against life's unexpected events. It covers you against theft, damage by extreme weather, fire, and other losses. Generally, home insurance is categorized by two types of cover — buildings and contents. These can be combined or bought separately for total peace of mind, so the first step is deciding which option is better for you.

Wealth Management

Wealth management is an investment advisory service that combines other financial services to address the needs of affluent clients. A wealth management advisor is a high-level professional who manages an affluent client's wealth holistically, typically for one set fee.

A money market fund is a type of unit trusts that invests in low-risk investments with an element of guaranteed return such as fixed deposit accounts, treasury bills or in a commercial bonds. A money market fund invests mainly in fixed income securities with short investment duration and high credit quality.

Portfolio management involves building and overseeing a selection of investments that will meet the long-term financial goals and risk tolerance of an investor. Active portfolio management requires strategically buying and selling stocks and other assets in an effort to beat the broader market.

Why Insurance?

There is no doubt that insurance is something that everyone should have in today’s world. A lot of people don’t even bother to get insurance at all, but they are just asking for financial problems. You will never be financially secure if you don’t have insurance, so it is important that you understand why it is important. Here are some quotes about insurance to help you understand how insurance can help you. 

Insurance is a security in addition to being a means of financial investment. It is often taken for granted and no one thinks about his or her insurance needs until an emergency arises. Here are some quotes about insurance that will help you know the importance of insurance and how it can benefit your life. 

When you have insurance you know that you are secure against any unforeseen events in life, and this gives you complete peace of mind. – Iffco Tokio 

Life is beset by many annoyances, and those that stand out above all are life insurance and advertising agents. – Alice Foote MacDougall 

You can get up to a million dollars or more in life insurance in case you die. But you can only get about seven or eight bucks an hour to live. – Stanley Victor Paskavich